Friday, September 4, 2015

Filing Pag-Ibig Fund Multi-Purpose Loan

I recently filed a loan through Pag-Ibig Fund. Since it's more convenient for me to go to their Kamuning Branch (near GMA) and it is where my contributions are being remitted by my employer, that's where I did my filing.  Here's what I did.

1.  Get your Pag-Ibig Membership ID.  All your transactions with Pag-Ibig Fund will be requiring this. To get your Pag-Ibig Membership ID (MID), you can register online via or you manually register by visiting Pag-Ibig branch near you.

If you did your registration online, you have to print your Member's Data Form (MDF) and wait for the notification via text if you can already get your Pag-Ibig MID. You need to present your MDF to the one printing the Pag-Ibig Membership ID (MID).  If you have a Pag-Ibig MIB then you can skip this.

Online registration is I think much faster than having to register manually which is what I did.  If I had known that it can be done online I would have registered online.

2.  Go to the nearest Pag-Ibig Fund branch and get a print-out of your contribution or the Home Development Mutual Fund Employee Statement of Accumulated Value.  In Pag-Ibig Kamuning I was able to get my print-out by getting a number for Contribution Validation and waited my turn.  This is where I found out the number of contributions that I have and if all my previous employers were already validated by Pag-Ibig.  This is where I found out that even if the number of my contributions are enough, one of my previous employers are not yet in my records.  It could be that because I worked in Makati, then moved to Quezon City that this has happened or something happened along the way.  This is quite normal.  The person gave me a form and let me sign a request to consolidate all my contributions from my previous employers.  It will take 2 to 3 or more weeks for them to consolidate this.  Since I have enough contributions to allow me to file a loan I didn't wait for the consolidation, although I filed for one since I am already there.  Of course my loan will just be based on the validated contributions.

If you're sure that your contribution

3. You need to accomplish the Multi-Purpose Loan Application Form (MPLAF).  If employed, you need to have this signed by your employer.  Also, you need to have two witnesses sign the form.  You can download it from the website or you can get it from the Pag-Ibig branch.  I got mine from the branch when I had my MID done manually.

4.  Make sure that you have photocopies of two VALID IDs. Bring the two valid IDs with you when you submit your application.

5.  Prepare proof of income.  I requested for my one month payslip (authenticated).

6.  I filed my loan application (submitting items 3, 4, and 5) to Pag-Ibig Fund Kamuning branch. I got a number for Multi-Purpose Loan and waited in line for my number to be called.  The one processing the loan just asked for the original IDs that I have photocopied and with a few clicks my loan was approved.  One thing though, since I don't have an ATM payroll account indicated, she gave me a form to open a Lanbank HDMF Cash Card so that Pag-Ibig will then deposit the loan amount through that facility.  I was ushered to the booth of Landbank and was instructed to go back to the processing officer once done.

7.   Getting a Landbank HDMF Cash Card was easy.  I just accomplished their form for opening a Cash Card. They gave me the ATM Card and have it photocopied (2 copies) along with my two Valid IDs (including the back side).  I submitted the photocopies with my three signature for each copy. Then, they handed me the PIN for the Landbank HDMF Cash Card.

8.     I went back to the Multi-Purpose Loan Processing Officer and she gave me a slip of paper that indicated when to expect the loan (after two weeks).


Monday, August 24, 2015

Favorite Videos on Minimalism

A rich life with less stuff | The Minimalists

"Minimalism, Spirituality, and Why it Matters" by Joshua Becker

Adam Baker - Sell your crap. Pay your debt. Do what you love

Grant Blakeman - Minimalism - For a More Full Life

The Less You Own, the More You Have: Angela Horn

Graham Hill: Less stuff, more happiness

The 100 things challenge | Dave Bruno

The ten-item wardrobe | Jennifer L. Scott

Saturday, July 11, 2015

Minimalism Blogs that Inspire

I love reading blogs that inspire me to continuously improve my life in the hope that it will rub on to others.  I consider myself a minimalist at minimum because I'm a work in progress. Slowly but surely, I am being mindful of what adds value to my life.  For some reason, I knew in my heart that I am a minimalist, that my family values minimalism and simplicity as I am brought up with values on simplicity.  The following is a list of blogs that I read on a regular basis that I think is relevant to where I want to be.  Of course, not all are applicable to me but I get all the information that empowers me to be mindful of what is really important in my life.
  1. Be More With Less
  2. Becoming Minimalist
  3. Miss Minimalist
  4. Rowdy Kittens
  5. The Everyday Minimalist
  6. The Exile Lifestyle
  7. The Minimalists
  8. Zen Habits

Thursday, July 2, 2015

Favorite Ted Talks on Being Fit and Healthy

Not in any particular order.

1.  Get Up! Get Going!: Carol Kennedy-Armbruster at TEDxYouth@Indianapolis

2.  Winning The Mental Battle of Physical Fitness and Obesity | Ogie Shaw | TEDxSpokane

3.  Why I'm a weekday vegetarian - Graham Hill

4.  How to make healthy eating unbelievably easy | Luke Durward | TEDxYorkU

5.  The shocking truth about your health | Lissa Rankin | TEDxFiDiWomen

6.  Eat for real change | Dr Joanna McMillan | TEDxMacquarieUniversity

7.  Jamie Oliver - TED Talk on Obesity and Food

8.  Health, Fitness and Happiness & rules to give you all 3: Tony Horton at TEDxYouth@SantaMonica

Thursday, June 25, 2015

Getting a Solo Parent ID in Quezon City

I am a single parent. Being a single parent is generally a challenge.  I take full responsibility in taking care of my child to the best of my knowledge and skills until such time he can fully take care and be responsible for himself.  Being a solo parent also has its benefits and privileges, some of them are identified in RA 8972 or the Solo Parent’s Welfare Act of 2000.  One can look it up on the net.  I was encouraged to apply for a Solo Parent ID now that my son is attending school for the first time.  He is attending school in one of the Day Care Centers supervised by the Quezon City Local Government in coordination with the Department of Social Welfare and Development (DSWD).

Here are the steps in getting a Solo Parent ID in Quezon City:

1.  Go to your barangay hall and request for the Barangay Certification certifying Solo Parent’s residency in the barangay for the last six months.  I brought a government issued ID for identification.  I was interviewed by the Barangay Captain himself before he signed the certificate.  I did not pay anything for this certificate which somehow surprised me, but I'm happy that our barangay provided it as a "free" service.

2.  Prepare an affidavit of circumstance stating the reason for becoming a solo parent.  Of course, this must be notarized.  Prices vary for this one. It depends if you prepare/print the affidavit yourself or have the notary public do it from scratch.

3.  Have with you the birth certificate of the child/children you are supporting and death certificate of spouse (if applicable).

4.  You may need to bring income tax return or any document that will establish the income level of the solo parent.

5.  Prepare latest picture (1x1). This will be attached to the ID.

6.  Go to the Quezon City Hall Social Services Development Department (SSDD) - City Hall Compound, Molave Youth Home - 924-14-12, 926-93-44, 926-18-24, 927-15-88 and 924-14-40 (telefax)

7.  Fill-up an application form to be given by the social worker.  Along with this, you must submit the items indicated above (items 1 to 4).  You will be given a telephone number to check if you have been approved and if your ID is ready.  The social worker told me to wait for a week.

8.  After a week, I went to pick up my Solo Parent ID.  They asked me to sign a logbook.

I also encourage other solo parents out there to apply for a solo parent ID so that the government may have an idea how big the population of solo parents are in Quezon City.  Such will help them establish or create projects relevant to single parents.

Please note that a "solo parent", as defined by RA 8972 is (copied from

1.  A woman who gives birth as a result of rape and other crimes against chastity even without a final conviction of the offender, provided that mother keeps and raises the child.

2.  Parent left solo or alone with the responsibility of parenthood due to the following circumstances:
a. Due to death of spouse.
b. Spouse is detained or is serving sentence for a criminal conviction for at least one (1) year.
c. Physical and/or mental incapacity of spouse as certified by a public medical practitioner.
d. Legal separation or de facto separation from spouse for at least one (1) year, as long as he/she is entrusted with the custody of the children.
e. Declaration of nullity or annulment of marriage as decreed by a court or by a church as long as he/she is entrusted with the custody of the children.

3.  Unmarried mother/father who has preferred to keep and rear her/his child/children instead of having others care for them or give them up to a welfare institution.

4.  Any other person who solely provides parental care and support to a child or children.

5.  Any family member who assumes the responsibility of head of family as a result of the death, abandonment, disappearance or prolonged absence of the parents or solo parent.

Monday, June 15, 2015

Erroneous NC/COC Requirements

So you had your NC Assessment and you received a "Competent" rating. Congratulations!  You went to the courier service that process TESDA certificates.  You chose to pick-up the certificate. When you finally got your certificate the spelling of your name was incorrect. What do you do?

Go to TESDA District Office that governs the Assessment Center where you had your exam so that TESDA can check/investigate where the error took place (was the error committed by TESDA, the Assessment Center, or it was you who made a mistake).  If the error was committed by the Assessment Center then TESDA will give you this checklist for your certificate to be corrected.

1.  Request letter from candidate. (Stating your intent.  Address it to TESDA)
2.  Original NC/COC (The erroneous certificate that you got)
3.  Letter for Assessment Center Manager (from TESDA, received by the Assessment Center)
4.  Picture (1 passport size, white background, with collar)
5.  Birth Certificate/Passport/Affidavit of Discrepancy
6.  Corrected RWAC from Assessment Center (Signed RWAC with the corrected name of the candidate only)
7.  Erroneous Fee (PhP 100)
8.  Go to the Assessment Center where you had your exam and they would gladly help you out with some of the items listed above (Items 3, 6).  They can also process the correction if you can provide them the items listed above (Items 1, 2, 4, 5)

If the error was committed by the Assessment Center, it is but just that the Assessment Center pay the Erroneous fee.  Check with Assessment Center their policy regarding this.  Note that it could also take time.  Also, this does not guarantee that the Assessment Center will pay the erroneous fee.

If however, the error was committed by the student/candidate, it is but just that the Erroneous Fee be paid by student/candidate.

Note:  The above is subject to change without prior notice.  Please always check with TESDA if it applies to you.  Information provided is for informational purposes only.

Wednesday, April 15, 2015

National TVET Trainer Certificate (NTTC) Conversion

If you are a trainer of any technical vocational course, one is required to obtain the National TVET Training Certificate (NTTC).

The conversion and application for an NTTC is used to be processed by TESDA at the National Level.  You are to submit requirements to the TESDA district office and your papers will then be forwarded to TESDA Central Office for processing.  The average processing time for such is said to be three months. That was before.  The processing time now is said to be faster (average of a month) since the NTTC application now is being processed at the TESDA Regional Office.

I've recently submitted my application for the National TVET Training Certificate (NTTC) conversion at TESDA QC.  Will update this post as soon as I receive my NTTC.

The following are the steps it took for me to complete my application.

1.  Complete the Training Methodology Program (TM1)
2.  Pass the assessments for COC1 Training Methodology and COC2 Assessment Methodology
3.  Prepare a request letter for your National TVET Training Certificate (NTTC) conversion.
4.  Provide a photocopy of your Training Methodology Certificate (TMC)  (make sure that your certificate is signed and with your picture.)
5.  Provide the names of the Expert Panel (Assessor's) of TMC (you can photocopy your CARS)
6.  Provide a photocopy of NC (signed and with picture)
7.  Provide 2 passport-sized pictures (white background and with collar)
8.  Complete the Trainer's/Assessor's Profile (to be provided by Tesda).

Monday, April 13, 2015

Courier Service in QC that process National Certificates (Tesda)

If you have RECENTLY taken a National Certification Exam with TESDA, you can show/submit your Competency Assessment Result Summary (CARS) to the following courier services in Quezon City for them to process your certificates.  It doesn't matter where you have taken your exam (even in Visayas or Mindanao), as long as you have your Competency Assessment Result Summary (CARS) then there shouldn't be any problem.

Please note that the list below is subject to change without prior notice.  Also, the fees may vary according to your specifications when receiving your certificates.  Please do call Tesda or call the numbers below should you have questions.

a.  DHL Service Points - Metrolane Complex
Metrolane Complex P. Tuazon corner 20th Avenue Cubao, Quezon City (Tel: 911-8357)

b.  DHL Service Points - Cybermall Eastwood
Unit 131 2nd Floor, Eastwood Cybermall, Eastwood City, E.Rodriguez Jr. Avenue, Bagumbayan, Quezon City (Tel: 667-3216)

c.  DHL Service Points - UP Diliman
G/F Vinzons Hall, UP Diliman, Quezon City (Tel: 926-2011)

d.  DHL Service Points - North
71 B. Constancia Bldg, Timog Avenue, Quezon City (Tel: 928-0470)

2.  WWWE
a.  WWWE SM Centerpoint
G/F SM Centerpoint Annex, Ramon Magsaysay Blvd. Sta Mesa, Quezon City (Tel: 715-1293)

b.  WWWE Gateway Mall
G/F Unit 7, Gateway Mall, Aurora Blvd. Cubao, Quezon City  (Tel: 995-0237)

c.  WWWE Robinsons Galleria
Robinsons Galleria, Space 00107 Basement Park Avenue Level, West Lane Ortigas, Quezon City (Tel: 631-7593)

d.  WWWE Quezon Blvd.
1320 Quezon Avenue, Quezon City (Tel: 372-1442)

e.  WWWE SM Fairview
Lower Ground Floor, SM Fairview (Entrance 3), Regalado corner Quirino Hi-way, Lagro, Quezon City (Tel: 418-6019)

f.  WWWE Trinoma
Space #1080 Level M1 Trinoma Edsa corner North Avenue, Quezon City (Tel: 901-3091)

g.  WWWE SM Cubao
Wellness 2 Services G/F SM Cubao (Tel 709-3845)

163 Mayon St. Brgy. Sta. Teresita, Quezon City (Tel: 413-0335)

53 Visayas Avenue, Quezon City (Tel: 926-3077)

Unit 106 G/F The Block SM City North Avenue Edsa, Quezon City (Tel: 7096-500)

564 Del Monte corner Araneta Avenue Siena, Quezon City (Tel: 413-6243)

945 Sarmiento St. Pascual Bldg. Novaliches, Quezon City (Tel: 474-3779)

8.  Resellers - CISS DELIVERY
2/F Jackman Plaza Roosevelt Station Munoz EDSA, Quezon City (Tel: 990-6037)

Note:  The above is subject to change without prior notice.  Information provided is for informational purposes only.

Monday, April 6, 2015

What's in my bag?

I want to be a minimalist.  In my effort to question and review the things that add value to my everyday life, it seems fit to list each one that I think are essential everywhere I go.

(not in any particular order)
1.  Tech stuffs (Mobile Phone/s with powerbank, earphone, USB drive)

2.  Wallet (cash, ID cards, membership cards, pictures)

3.  Ballpen and notebook.

4.  Chain (keys, swiss knife, whistle)

5.  Health/hygiene stuffs (lip gloss, oxygen spray, 70% rubbing alcohol, handkerchief, comb)

6.  Gum/mints

7.  Miscellaneous (firestarter with flashlight, extra green bag or shopping bag)

8.  Eye glasses. (with case)